Digital India, E-Governance and Digital Payments Notes for SSC Exams

Digital India, e-governance and digital payments link computer knowledge with general awareness, and SSC asks about them every year. The questions are on UPI, BHIM, Aadhaar, DigiLocker and the Digital India mission. These Digital India, e-governance and digital payments notes for SSC give you the facts in tables with practice questions. Read it with the Cyber Security and Cyber Crime Notes and Cloud Computing and Emerging Technology Notes notes.

Digital India Mission

• Digital India was launched by the Government of India on 1 July 2015.
• The aim is to turn India into a digitally empowered society and a knowledge economy.
• Its main pillars include broadband highways, universal access to mobile connectivity, public internet access, e-governance, e-Kranti, information for all and electronics manufacturing.
• The government celebrates Digital India Week and runs programmes such as BharatNet to take broadband to the villages.

E-Governance

E-governance means using information and communication technology (ICT) to give government services to the citizens in a fast, clear and easy way. The National e-Governance Plan (NeGP) was approved in 2006 and the National Informatics Centre (NIC) helps to run many such projects.

Digital Payments

Safe Digital Payments

• Never share your UPI PIN, OTP, CVV or password with anyone.
• Use only the official apps and check the name of the receiver before paying.
• A UPI PIN is needed only to send money, and not to receive money.
• Report a fraud on the national cyber helpline 1930.

Important Questions Explained

Question 1: When was the Digital India mission launched?
Answer: On 1 July 2015.

Question 2: What is the full form of UPI?
Answer: Unified Payments Interface.

Question 3: Which body runs UPI and RuPay?
Answer: NPCI (National Payments Corporation of India).

Question 4: Which app is used to store digital copies of the documents?
Answer: DigiLocker.

Question 5: Which authority issues the Aadhaar number?
Answer: UIDAI (Unique Identification Authority of India).

Question 6: What is the digital currency of the Reserve Bank of India called?
Answer: The digital rupee (e-rupee), a CBDC.

Quick Tips to Remember

• Learn the launch years: Digital India 2015, UPI and BHIM 2016, DigiLocker 2015.
• Remember NPCI as the owner of UPI, RuPay and IMPS.
• Remember Aadhaar as 12 digits and UIDAI as the authority.
• Link UMANG with many services on a single app.
• Read the latest news, as this topic is linked with current affairs.

Common Mistakes to Avoid

• Writing the wrong launch year of Digital India.
• Mixing UPI (a system) with BHIM (an app).
• Confusing NPCI with the RBI.
• Writing Aadhaar as 16 digits.
• Sharing the UPI PIN, which is unsafe.

Quick Revision Points

• Digital India: 1 July 2015.
• UPI: Unified Payments Interface (NPCI, 2016); BHIM is a UPI app.
• Aadhaar: 12 digits by UIDAI.
• DigiLocker stores digital documents; UMANG gives government services on one app.
• NPCI runs UPI, IMPS and RuPay.

Practice Questions With Answers

1. The Digital India mission was launched in?
   Answer: 2015 (1 July).
2. What is the full form of UPI?
   Answer: Unified Payments Interface (Instant payment).
3. Which body manages UPI?
   Answer: NPCI (Formed in 2008).
4. How many digits are there in an Aadhaar number?
   Answer: 12 (UIDAI).
5. Which platform is used to store digital documents?
   Answer: DigiLocker (Cloud storage).
6. Which app brings many government services together?
   Answer: UMANG (Mobile app).
7. What is BHIM?
   Answer: A UPI-based payment app (2016).
8. Which is the Indian card payment network?
   Answer: RuPay (NPCI).
9. What is FASTag used for?
   Answer: Electronic toll collection (Highways).
10. Which cyber fraud helpline is used in India?
    Answer: 1930 (Report online fraud).

How to Practise This Chapter

1. Read the tables once and learn the key facts by heart.
2. Revise the quick revision points the next day.
3. Attempt the practice questions above without looking at the answers.
4. Solve a full SSC CGL Tier 1 mini mock to test your general awareness.
5. Check the previous year papers to see how SSC asks computer questions.

Related Notes and Practice Papers

• Cyber Security and Cyber Crime Notes
• Cloud Computing and Emerging Technology Notes
• Computer Network Notes
• Computer Knowledge Notes for SSC
• SSC CGL Tier 1 Mini Mock

Explore More SSC Subjects

SSC exams test many subjects, so connect this topic with the related subjects below:

• General Science Notes
• General Awareness Notes
• Quantitative Aptitude Notes
• Reasoning Notes
• Electrical Engineering (SSC JE) Notes
• All SSC subjects and notes

Frequently Asked Questions

What is Digital India?

Digital India is a government mission launched on 1 July 2015 to make India a digitally empowered society.

What is e-governance?

E-governance means using technology to give government services to the citizens in a fast and easy way.

What is UPI?

UPI (Unified Payments Interface) is a system that allows instant money transfer between bank accounts using a mobile phone.

Who runs UPI?

UPI is run by NPCI, the National Payments Corporation of India.

What is Aadhaar?

Aadhaar is a 12-digit unique identity number issued by UIDAI.

What is DigiLocker?

DigiLocker is a government cloud service to store and share the digital copies of documents.

What is the difference between UPI and BHIM?

UPI is the payment system, and BHIM is an app that works on the UPI system.

What is the digital rupee?

The digital rupee (e-rupee) is the digital currency of the Reserve Bank of India.

How many questions come from this topic in SSC exams?

One or two questions usually come from Digital India, UPI and e-governance, in the computer or GK part.